My new Fuji Finepix S5100 has 3 shooting options... regular color, chrome and black and white. I'm assuming I won't use the black and white much. I can use PSE3 to change a color photo to black and white and have more control over how that change is made.
However, I'm not sure about the regular color vs. chrome modes. When do I want to use the chrome option? The manual says it will make the colors more vivid. I used this option while shooting pictures at the park the other day and liked the results. But I always want my colors to be vivid.

So should I keep it set to chrome most of the time? Or should I only switch when I'm shooting outdoors with vibrant landscapes, etc.? Anyone have an opinion/advice?