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wlandrum-
I use Photoshop Elements 3 and it includes a image browser and you can "tag" your photos and elements so that you can search for key words (brown, antique, etc) which is very nice because you can truely get a TON of free stuff from here an other sites.
I started by using someone's background paper, a few of my photos and then someone else's embellishments, a title and some journalling. Yes your layouts at first will not look as fantastic as what you see here, but if you save them in the PSE format you can always change them later as you get more practice. And that is the key, PRACTICE, PRACTICE, PRACTICE. Which may drive you nuts because you want to get some layouts done, but it will pay of in the long run and you will get a ton done!
Sprauncey1
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