JustJudy, I think if you roam around here a while you'll find that there are A LOT of beginners like yourself. I "lurked" at this site for well over a year before I actually bit the bullet and bought a digital imaging program and started making layouts. There is so much to be learned here but don't get overwhelmed by it. Look at the layouts in the gallery, see what kind of "styles" you prefer...that you would like to try to copy. Then just give it a try. It's a learn-as-you-go art and everyone here is so supportive and helpful. Read the forums and POST in the forums, no question is too simple or silly.
Because of your new little one, I'm assuming you would like to do some layouts of your baby and this is a great place to find ideas, elements to use, advise, etc.
Also, you're timing is perfect because they just started up new challenge events for beginners. I'd highly recommend you set aside a Tues. evening to join everyone in the chat room... it's a beginner's night. And checkout this forum where the Beginner group is explained:
here
Hope that helps! Glad to have you with us and can't wait to see your layouts!