I dont know how to separate the layers....please help!!

if you did not save it as a .psd file I am not sure you can... i know b/c i have so many layouts i wish i would have saved a psd copy of ....if there is a way i am sure one of the other girls can tell you how

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If you only have a flattened copy save then the only option would be to cut out the photo but that only works if you haven't added any journaling etc.

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You can cut out the photo.
Depending on your layout, you might be able to place a new piece of paper across your title / journaling. If it's on the background paper you started out with then you can just put it in again on top of the layout. Select the area that has the text and then delete the rest. That way you shouldn't be able to see the edges.
Of course you can only do this if the paper in the original layout never moved.

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Iris
Ayya Creative Designs