Hi mommak,
I, too, own Scrapbook Factory by Nova (I thought it was really cool when I got it) and used it before I found out that there is a digital scrapbooking community out there. Now that I've seen what one can do with PSP, PS etc. I wouldn't want to use it for Scrapbook pages again, I now do labels for CDs and stuff with it. It is easy to use, admittedly, but you can't create anything even close to what you can do with a real graphics program (drop shadows, "real" elements, brushwork to name just a few). The fact that you cannot save as jpg is also very annoying. You cannot export them or anything
. Though fox-myers is right, you could save them as a pdf file alright an share them then.
Rikki