Hi Debby,
I don't have PSPXI on my computer but I think the ability to drag a photo to your open image from the brower and have it create a new layer was destroyed by corel.
Instead you have to do it this way now. Open your new 12x12 blank image and a photo you wish to use. Then you can either copy and paste as new layer to your blank image.
OR you can have both images open in your workspace and with the photo image as the active image click on the thumbnail in the layers palette and while holding your left mouse button down drag it over to your blank image, when you see your cursor turn into a + sign you can release your mouse button, this will create a new layer of the photo on your blank image.
let us know how it is going for you!
