Thank you for your responses to how to get my photo into a circle. I see that the replies have my favorite tool in there... the magic wand. I think I miss something when I have to use that. I still am having trouble with templates. I think my problem is something to do with the magic wand and the invert/delete...thing.

Haley 64 & Diamante ... am I suposed to "see" something when I select invert cut the outside edges of the photo? I know on those templates I get instructions to select an area, I get the marching ants, and then I am to invert and cut or delete ...but I think I am doing that but apparently I am not because I don't get what I am supposed to???

I am going to try the circle and see what I get but I think I need to return my magic wand cause that baby ain't much magic to me now!