In the upper right hand corner you will see a box that has 4 boxes, click on that so you can see your photo and layout. Then, make sure your MOVE tool (press V) is selected, grab your photo and drag and drop it on the layout. Another option is to make sure your photo bin is open (at the bottom), then click on your layout, then (again, making sure your move tool is active), click and drag on your photo in the photo bin to your layout.

-Trish