OK- I've got my circle- no line- filled with grey. I selected marquee>square>uncheck shape proportions. Now- here is where I get lost. I put my cursor in the cirlce to make my square but I want the edges of the rectangle on the outside of the circle. Basically, I need a template that is a circle that has rectangle pictures in it. The pictures are cut off on the edges by the curve of the circle. I would rather make it a template so I can use it again. Make sense? Not much too me!

edit- ok you were replying at the same time so let me try the above