I personally use PhotoImpact 8 which is also under $100. Others that can't afford Photoshop but want part of its "power" get Photoshop Elements 2. Again, it's under $100. If you check amazon.com, sometimes they do have additional rebates you could turn in (some require proof of competitor's product). I got my Photoshop Elements 2 for $30. Same thing with DIP, $30. Just shop around.

Hope this helps,
Madeline